Of course, compensation can give you the peace of mind that your bills will be covered and that you’ll have money to support you going forward. But more than that, a serious injury claim gives you the opportunity to hold the someone to account for your injury and the impact it’s had on your life.
An expert injury solicitor can make the process of claiming as straightforward as possible – in fact making a serious accident or injury claim is very similar to a typical personal injury claim.
It starts with you giving a trained legal adviser a call on 0800 234 6438, or completing one of the online call back forms so that they can get in touch with you. Then, you’ll get free, tailored advice on your injury and compensation, which will end with your adviser outlining your options and the next steps you can take.
They won’t pressure you into starting a claim, but they’ll let you know if they think you can make one – and, if you’re ready, they’ll put you in contact with a specialist solicitor.
It’s likely you’ll be able to make a personal injury claim if your answer to the following questions is ‘yes’:
However, because accidents vary so much, we know if can be difficult for you to tell straight away whether you have a claim – for example, you may be unclear who was at fault for your accident.
The best way to find out is to get in touch with a trained legal adviser. They’ll ask some questions about your accident to get a clearer picture of what happened and whether you could receive compensation.
You may be able to start a claim on behalf of somebody else – particularly if your loved one has suffered an injury that’s left them unable to act on their own behalf – such as a head or brain injury – or if they’re under the age of 18.
But even if you’re simply looking for advice for them, you can still seek help. Please call a trained legal adviser for free on 0800 234 6438.
You can be sure your solicitor will take absolutely everything into consideration so that you’re fairly compensated for the impact your injury has had so far, as well as in the future. With that in mind, your solicitor will consider:
As part of your claim, your compensation will also likely be divided into three categories – general damages, special damages and immediate needs payments.
General damages cover your ‘pain, suffering and loss of amenity’. This basically means your compensation is worked out based on any reduction to yours (or a loved one’s) physical, mental or financial capability – so it’s not just restricted to the physical injury itself.
Special damages compensation is designed to repay you for the expenses of your injury, including replacing lost earnings, the cost of transport and any equipment you might need.
It also looks at the potential lost wages in the future and things you may have needed to purchase to make your life easier.
Immediate needs are things considered to be urgent or critical to you now. This type of compensation comes before your final settlement, to help you and your family cover the immediate costs of your injuries.
Immediate needs are awarded on an assessment basis, judged case-by-case – but they’re something your solicitor can help you access if they feel you need financial support before your serious injury claim is settled.
Immediate needs compensation can cover the following things:
In most cases, you have three years from when you became aware of your injury to start your claim, otherwise you may be ‘time-barred’. Ideally, you should consult a solicitor as soon as possible after the accident while the incident is still fresh in your mind, and that of any witnesses.
If you’re claiming on behalf of your child, they have until they reach 21 years of age to make a claim; and if you are claiming on behalf of someone under a mental disability, the three-year period does not start to run until they have regained their mental capacity.
The length of time it will take you to receive your compensation can vary a lot from case to case. For example, it can depend on:
Some personal injury claims can be settled within months if the other party admits liability early on. But if your case is complicated, the other side denies responsibility, or your case goes to court, then it can take longer.
If your injuries are more severe, your solicitor will want to wait until you have a final prognosis for how long your recovery’s likely to take before compensation is paid, as it’s not possible to go back to ask for more money once your case has been settled.
Almost all injury claims are made on a no win no fee basis. The benefit of this is that you won’t have to pay your solicitor any money if your claim isn’t successful, and the other side’s costs are usually covered by insurance.
This means that there’s little financial risk involved in making a claim – if you don’t receive any compensation, then you won’t have to pay out of your own pocket.
If you win your claim, then you’ll need to pay your solicitor a ‘success fee’ out of the compensation you receive. The percentage your solicitor will take will be talked about and agreed with you before starting your case.
In some cases, you can still claim compensation even if you were partly at fault, as so long as the negligence of someone else also partly caused your injuries. This is called ‘contributory negligence’. Although it’s likely you’ll still be able to receive compensation, the amount of money you receive will be reduced according to how much it is decided you were to blame.
Not all claims have to go to court. Your solicitor will work hard to negotiate with the other party to try and reach a settlement before the case reaches trial. They’ll also give you advice and guidance as to whether any offers of compensation are reasonable.
If your case does need a court hearing, your solicitor will be on hand to help you through the process. In some cases, you won’t even need to appear in court personally, as your solicitor might be able to go on your behalf if you prefer.
Nicola is a dual qualified journalist and non-practising solicitor. She is a legal journalist, editor and author with more than 20 years' experience writing about the law.
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If you win your case, your solicitor's success fee will be taken from the compensation you are awarded - up to a maximum of 25%. Your solicitor will discuss any fees before starting your case.